Secure Your Financial Future with Concourse Mortgage Group

Life is full of changes and challenges, and your financial situation is no exception. As a responsible homeowner, you know that your mortgage is a significant part of your financial life. You’ve successfully navigated the process of obtaining your mortgage, but what about the journey ahead?

Mortgage renewals might not be as glamorous as buying your first home, but they are just as crucial to your financial well-being. In this article, we’ll shed light on the importance of mortgage renewals, what the process entails, the benefits of choosing Concourse Mortgage Group, and why we should be your partner in this critical financial phase.

Understanding the Mortgage Renewal Process

A mortgage renewal occurs at the end of your mortgage term, typically every 1 to 5 years. It’s a juncture where you have the opportunity to review your mortgage contract, restructure, or renegotiate your mortgage agreement, free of charge! Here’s a closer look at the renewal process:

  • Notification: Usually, your existing lender/bank will notify you months before your mortgage term expires. This gives you ample time to consider your options.
  • Review Your Current Mortgage: Take this as an opportunity to assess your financial situation, long-term goals, and whether your existing mortgage loan aligns with your needs. Are you comfortable with your current interest rate, or do you want to explore other options?
  • Rate Negotiation: This is where the expertise of a Concourse Mortgage Broker comes into play. We can negotiate on your behalf to secure the best possible interest rate and terms with various lenders. We have access to a network of lenders, which means we can offer you a wide array of options to choose from.
  • Customized Mortgage Solutions: Whether you want to keep your mortgage structure as is or need to make changes, we’ll tailor a solution that suits your unique requirements. Our goal is to ensure that your mortgage aligns with your financial goals and lifestyle. Fixed or variable mortgage? Short or long term? Would a mortgage refinance be of benefit? This could allow you to access equity in your home or get a HELOC (home equity line of credit) to consolidate debts, start some long overdue renovations, or simply to create a rainy-day fund.  There are so many options at mortgage renewal.
  • Paperwork and Closing: Once you’ve settled on a new mortgage agreement, we’ll take care of the paperwork and guide you through the closing process. Our experienced team will make this process smooth and hassle-free.

Benefits of Mortgage Renewals with Concourse Mortgage Group

Now, let’s dive into why choosing Concourse Mortgage Group for your mortgage renewal is the best decision you can make for your financial future.

  • Expertise and Experience: With Concourse Mortgage Group, you benefit from our years of experience and extensive knowledge of the mortgage industry. Our expert mortgage brokers understand the intricacies of the market, enabling us to secure the most favourable terms for your mortgage renewal.
  • Access to a Vast Network of Lenders: We have built strong relationships with a wide range of financial institutions, including banks, credit unions, and private lenders. This network allows us to present you with multiple options, increasing your chances of finding the perfect fit for your unique financial situation. Perhaps your financial picture has changed. Are you now self employed?  Did you change employers? We’ve got a lender for that.
  • Savings on Interest Rates: One of the most significant advantages of working with us is our ability to negotiate lower interest rates. Lower rates mean more money in your pocket, providing you with long-term financial security.
  • Tailored Solutions: We understand that your financial situation is as unique as you are. Our mortgage brokers take the time to understand your specific needs and financial goals. This ensures that the mortgage we secure for your renewal is perfectly tailored to your circumstances.
  • Simplify the Process: The mortgage renewal process can be overwhelming, especially when you’re confronted with numerous options. We make it easy for you. Our team will explain the terms and conditions, answer all your questions, and guide you through the process, ensuring you make informed decisions.
  • Save Time and Stress: Navigating the complexities of mortgage renewal on your own can be time-consuming and stressful. With Concourse Mortgage Group, we handle the legwork, saving you time and giving you peace of mind that you’re in capable hands.

Why Choose Concourse Mortgage Group for Your Mortgage Renewal

The decision to choose Concourse Mortgage Group for your mortgage renewal is one that will have a profound impact on your financial future. Here are a few compelling reasons why our services are the right choice:

  • Local Expertise: We are proud to be a part of the vibrant community in Calgary, Alberta. Our local expertise allows us to tailor mortgage solutions that are relevant to the unique challenges and opportunities that homeowners face in our area.
  • Customer-Centric Approach: At Concourse Mortgage Group, you are not just another client. We treat each customer with the utmost care and respect. Your financial well-being is our top priority, and we go the extra mile to ensure you make the best decisions for your future.
  • Transparent Communication: We believe in keeping our clients informed every step of the way. Whether it’s explaining complex terms or discussing your options, we maintain transparent communication to empower you to make informed decisions.
  • Long-Term Partnerships: We don’t view our clients as one-time transactions. We aim to build lasting relationships with you. Our goal is to be your trusted partner in all your mortgage-related endeavors, not just your renewal.
  • Proven Track Record: Concourse Mortgage Group has a track record of successfully helping countless homeowners secure the best mortgage renewal options. Our satisfied clients speak to our expertise and commitment to excellence.

In conclusion, mortgage renewals might not be as exciting as buying your first home, but they are a critical part of your financial journey. By choosing Concourse Mortgage Group, you gain access to a team of experts with local knowledge and a deep understanding of the mortgage market and types of mortgages.

We offer customized solutions, access to a vast network of multiple lenders, and savings on interest rates that can secure your financial future. Don’t leave your mortgage renewal to chance; partner with Concourse Mortgage Group and make the most of this significant financial milestone.

Contact us today, and let’s discuss how we can help you secure the best mortgage renewal for your unique needs. Your financial future is our priority, and we’re here to make it brighter.


Walk-in – come see us at 138 Mahogany Plaza SE. We’re in office from 8:30-4:30 Monday-Friday, unless out meeting clients.